There are about six million car accidents every year. If you get into an accident, then don't fret! Accidents do happen and they can happen to anyone at any time.
When a car hits you there are a few things that you should do right away as well as some things you will need to follow up on with the other driver.
Keep reading to learn our ten tips for what to do when a car hits your car.
1. Stay Calm
The first thing that you should do if another car hits your car is to make sure that you stay calm. Accidents happen to anyone so don't get upset if it happens to you. Take a few deep breathes and gather your thoughts so you can be ready to act quickly.
Accidents can shake you up and make it so you aren't thinking clearly. Before doing anything else you will want to be able to clear your head so you know exactly what to do next. Take a moment or two to gather your thoughts after you've been hit by another car.
2. Check for Injuries
Now you will want to check yourself and everyone in your car to make sure that no one is injured. If someone is injured, then you will want to call 911 right away and let them know to send an ambulance. This will also make sure that the police will come to the scene right away as well.
You will want the police to come to the accident scene regardless. This is because it is better to file a report at the scene than to let something go unnoticed. Filing a police report is also an official report that you will be able to supply your insurance company with.
3. Find a Safe Area
Car accidents can happen anywhere and can be very dangerous. If you're in a car accident and do not feel safe, then do not get out of your car. Try to move to a safer location or wait for a police officer to come.
If you can, then make sure to move your vehicle completely off the road. You do not want to obstruct other drivers and cause a bigger accident if you can prevent it. Check for signs of an explosion, if you sense something is wrong, then make sure to get everyone away from the site as quickly as possible.
4. Wait For Help
By this point, you should have a police officer on the way to the scene of the accident. You should turn off your engine and then sit and wait in your car for help. Especially if you do not feel if you're in a safe location, then you should stay in your car.
A police officer will come to the scene of the accident and put down road flares or direct traffic so you can feel safe. It is better to stay in your car than to risk getting injured in an unsafe location.
5. Exchange Information
When it comes to exchanging information with the other driver you will want to talk about the accident as little as possible. You don't want to admit guilt or fault to something especially if it wasn't your fault.
When it comes to exchanging information there are certain things that you're allowed to ask for depending on your state. Make sure you get their full name, phone number, and their insurance information. You should also note the make and model and their car before leaving the scene.
6. Take Photos of the Incident
After exchanging all of the important information you will want to take photos and document all of the damage that you possibly can. Walk around your car and take photos from several different angles. You can also take some close up photos and some far away.
You will also want to do the same thing with the driver's car that has hit you. Make sure to take as many photos as you possibly can. These photos will help you later so you can provide them to your insurance company and have proof if there are any discrepancies later on.
7. Notify Your Insurance Company
You will also want to make sure that you notify your insurance company right away about the accident. Certain insurance companies will want to know the details of the accident right away and need your full cooperation to get things done.
If you have any injuries related to the car accident, then you will also need to submit any medical bills that you have received that were caused by the accident. Some states will cover your bills completely if they're "no-fault" states or you may have to pay extra for medical coverage. It all depends on the state you live in and what your insurance company will cover.
8. Seek Medical Attention
You may not have a physical injury that can be seen right away after the car accident but there are many other injuries that could be the result of your car accident. You could be suffering from whiplash, muscle spasms, headaches, shoulder pain, neck pain, or even increased anxiety. There are many things that could happen when you get into a car accident and you shouldn't settle until you know what you're suffering from.
Car accident treatment is something that you should look into right away if you feel any aches or pains after getting hit by another car. Seeking treatment is very important. You will want to make sure that you're taking care of yourself completely.
9. Document Everything
Another important thing that you will want to do if you're in a car accident is to keep a file of everything that has happened. When you file a claim you will get a claim number and the name of the person who is handling your claim. These are two very important things that you will need as you will be required to reference them frequently.
You should also make sure to keep any photos, names, phone numbers, or other information that you received before and after the car accident. Keeping a file of everything is very important and might be needed in the future.
10. Protect Yourself
When it comes to certain accidents you may want to contact your attorney right away. Your attorney can help to protect your rights and make sure you're not saying or doing something you shouldn't be. Hiring an attorney is the best way to make sure that you're protecting yourself in an accident.
What to Do When a Car Hits Your Car
If you're wondering what to do when a car hits your car, then make sure you stay calm and take a few deep breathes before dealing with it. There are a few steps that you need to remember if you ever find yourself in an accident.
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